B9

Money now

Money is short right now

Things break at the worst time. A car dies on a Tuesday, a deposit lands two days late, a fee shows up that nobody warned you about. These are the questions our own customers ask us most often — so we sat down and answered them properly: what actually works, how fast the money moves, and what each route costs. If one of them is your question too, the answer is here and it is free.

9 situations 11 materials

What people come here with

Nine questions, each with the shortest honest answer we can give — including the routes we make nothing on.

1 People ask I need $100 today Seven ways to cover $100 before tonight, sorted by how fast and how much they cost See the answer → 2 People ask I need $500 fast At $500 the list gets shorter — which apps start that high and what to do when none of them do See the answer → 3 People ask Short on rent this month Three moves that come before borrowing, in the order that keeps the late fee off your ledger See the answer → 4 People ask No money for groceries until payday Food is the one bill with real free help — where it is, and what to do if it can't reach you tonight See the answer → 5 People ask A bill is due tomorrow and I have no money Which bills have a grace period and which start charging on day one — pay in that order See the answer → 6 People ask My car broke down and I can't pay for the repair First question isn't money — it's whether the car can wait a week without getting worse See the answer → 7 People ask My paycheck is late and my direct deposit isn't showing up Usually the money isn't lost, it's in transit — what to check and who to call, in order See the answer → 8 People ask I got hit with a $35 overdraft fee The exact sentence that gets one fee reversed, and the settings that stop the next one See the answer → 9 People ask Payday is still ten days away Count the gap first — it's usually smaller than the feeling, and a smaller number is cheaper to close See the answer →

Tool

Paycheck Gap Calculator

Three numbers tell you whether you'll make it to payday — and exactly how much you're short.

You're short by $180

See my options

Example figures. Nothing here is a loan offer or a promise of approval. Partner offers are provided by third parties, not by B9.

Guides and reviews

Guide ·Money now ·Sep 22 How to get $200 before payday If your pay lands in a bank account, a cash advance app is usually the fastest and cheapest way to cover $200. If it does not, a same-day shift or selling one thing gets there with no fee at all. Guide ·Money now ·Sep 22 Cash advance apps that work without direct deposit Some providers' terms point at the bank account you link, not at a payroll file — which is what matters if you are paid in cash, tips or on a 1099. The list is shorter and the limits are lower.

Desk notes

Short answers to one question each. Under a minute.

Money now 14h ago Most states let you use SNAP for online delivery now Read in 40 sec Money now 14h ago What to do the day a payment bounces Read in 30 sec Money now 14h ago ATM fees: the two networks that are free almost everywhere Read in 30 sec Money now 14h ago Three subscriptions almost everyone forgets to cancel Read in 30 sec Money now 16h ago What doesn't count as income when an app looks at your account Read in 2 min Money now 16h ago Your payment came back. Make these two calls today. Read in 2 min Money now 16h ago Which banks pay your paycheck early, and how to ask yours Read in 2 min Money now 16h ago Cash advance and payday loan: the difference in one paragraph Read in 1 min Money now 3d ago The exact words that get an overdraft fee refunded Read in 2 min

Reader survey

Is this about you? Not quite?

Seven questions about how you get paid and what runs short. They decide which situations we write next — and which ones we stop guessing about. Anonymous, no email asked.

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While we cover a range of products, our comparisons may not include every product or provider in the market. Always confirm important product information with the relevant provider and read the relevant disclosure documents and terms and conditions before making a decision.

Partner offers are provided by third parties, not by B9. B9 acts solely as a distributor and is not the provider of the products or services described. B9 is not a bank and not a lender; it does not review applications and does not set approval decisions, rates, limits, terms or fees — those are determined by each partner, and eligibility and availability depend on that partner and on your state. B9 does not maintain third-party websites and is not responsible for their content, products, services or privacy practices.

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