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What overdraft fees cost you in a year

You pay them one at a time, so they never look like much. Here they are as one number.

Overdraft fees add up to

$140

a year

Most banks refund one fee a year if you ask. The rest is what a buffer or an advance would have prevented.

Default fee: $35 — B9 internal research, September 2026. Your bank may charge more or less; put in what you actually pay.

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The exact sentence that gets a fee refunded → I got hit with an overdraft fee →

Example figures. Nothing here is a loan offer or a promise of approval. Partner offers are provided by third parties, not by B9.

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